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Casualty


Specialist insurance solutions for complex liability exposures


Employers’, Public and Products Liability


CNA Europe is a specialist insurer in the European general liability market, underwriting business via a growing network of offices throughout the UK and Continental Europe. Our focus is on working with clients who recognise the value of risk management, quality control and workplace health and safety.


We work in close partnership with brokers, their clients, and other risk and claims management professionals in creating strong and long-lasting relationships that result in cost-effective solutions and reduced erratic premium shifts to the client's long term benefit.


We are able to provide protection against Public and Products Liability, Employers Liability - either on a combined or stand alone basis - Financial Loss and Incidental Commercial Professional Indemnity. We also have the ability to dovetail liability coverages with CNA Europe’s Property, Marine, Financial Lines and Renewable Energy products.


We are able to provide coverage on a worldwide jurisdiction basis (subject to North American conditions), and have the capability to cover the US domiciled operations of international companies via our US parent company, a leading domestic underwriter of general liability risks.


Understanding the need for flexibility, CNA remains happy to underwrite primary and/or excess programmes, structured with CNA participating 100 per cent,  lead, or follow as co-insurance, either direct or where regulation dictates facultatively.


Clients and their brokers benefit from access to CNA's experienced industry professionals with decades of technical knowledge in underwriting, claims  and risk control, all backed by innovative IT solutions. This enables us to deliver cost-effective solutions quickly and reliably.


For example, our easy to use web scheme, www.cnaexcess.co.uk has been designed for exclusive use by BIBA brokers in placing Excess of Loss business with a minimum attachment point of £1,000,000, up to a further £10,000,000.


Whilst conventional Employers, Public and Products Liability remains our focus, CNA specialise in providing non-conventional insurance solutions in the form of deductible/SIR/aggregate buy-backs, captive participations and other innovative alternative risk solutions, delivered through our own modelling and technical resources with tailored policy wordings to suit the more sophisticated needs of our brokers and their larger business clients.


Our products are suited to a wide variety of risk types including:


  • Construction Companies and projects (excess of loss)

  • Banks and Financial Institutions

  • Breweries/Beverage Manufacturers

  • General Engineering

  • Food Producers

  • High Tech / IT / E-business/Electronic Equipment Manufacturers

  • Sports, Leisure, Entertainment and Hospitality Industry

  • Retailers and Wholesalers

  • Manufacturers and Distributors

  • Media and Telecommunications

  • Utilities

  • Security Companies

  • Transport and Logistics

  • Private Finance Initiative projects

Marine