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Property
CNA property risk control works with our
policyholders to eliminate or reduce the
frequency and severity of property losses.
Qualified surveyors inspect sites, identifying
and analysing risk control measures that will
reduce policyholders’ exposures to fire, theft,
malicious damage, windstorm, flood and similar
hazards. |
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| Fire protection systems are
assessed and tested. Fire detection systems and
the construction of buildings are examined and
physical security arrangements are closely
inspected. Management controls are audited to
ensure correct functioning. |
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| We also analyse the business
interruption exposure. This includes identifying
bottlenecks in production, critical equipment
that may take months to replace and
interdependencies among the policyholder’s
business and its suppliers and customers. |
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| For investments by the
policyholder, we will help produce protection
plans, and will review proposed building and
fire protection plans, to ensure correct
protection. |
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Casualty
CNA casualty risk control examines the exposures
of our policyholders’ businesses to employers’
and public liabilities, and to product
liabilities arising from sales. Liability
exposure exists in every part of a business and,
in a culture of increasing compensation
litigation, policyholders need a comprehensive
risk management programme. Our experienced
surveyors work with policyholders to establish
such programmes, designed to minimise risk and
ensure compliance with statutory duties. |
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Cargo
CNA marine risk control assesses and reduces the
risks to goods in transit. |
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| This primarily means safe
warehousing and storage, so our work assists
with the identification and analysis of storage
and transit hazards such as theft, fire, arson,
and wet and accidental damage. We also examine
packaging, handling and storage techniques, and
we study the selection process for hauliers. |
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